you are here: 
  Mortgages
  Protection
  Savings
  Investments
  Pensions
  School Fees Planning
    Conveyancing Fees
  International Services
 
  Remortgages

Time to Remortgage?

If you're thinking about remortgaging try us first. We could find you a new mortgage with a great rate!
 

Exclusive mortgages not available on price comparison sites.
 

 
  Exclusive Mortgages

Exclusive mortgages

As one of the largest intermediaries in the UK, our network can negotiate many exclusive mortgage deals for our clients

This means we can offer mortgages not available on the high street!

 
  Buy to Let

Buy to Let Mortgages

We can help you finance your investment home, and we access to many exclusive rates.
 

Buy to let mortgage specialist.
 

 

  home > services > conveyancing fees


Typical solicitor, legal & lenders Fees.

 
  Solicitors fees for buying a house in the UK
 

 house purchase

buy to let

remortgages

fees & costs

 



House purchase and remortgaging costs.

When buying a new home or re-mortgaging an existing property it is important to have a good understanding of the associated fees and expenses.

Without considering all the costs it is impossible to produce an accurate budget when buying a home, or whether it's actually viable to re-mortgage an existing property.
 

Typical legal and solicitors fees.

When buying a new home the Legal fees will typically include Stamp Duty, Solicitors Fees and Search Fees. These costs normally  increase inline with property value and can vary depending on the property location itself. The table below will help you identify some of the most common legal costs.

The figures are based on a house valued at 245000 with a postcode of EX15. Stamp duty rates range between 1% and 7% and increase with property value.

From April 2010, stamp duty was not be payable on property valued up to 250,000 for first time buyers. This stamp duty holiday was effective for 2 years and expired on 24th March 2012. First time buyers have since reverted to normal rates.

From March 21st 2012 stamp duty has risen to 7% for property valued over 2,000,000. For more on stamp duty rates click here

  Legal Fee.

Cost.

   

 

 
    House Purchase.

 

 
       
    Solicitors Fee

195.85

 
    Land Registry Fee

220.00

 
    Search Fees

130.00

 
    Telegraphic Transfer

23.00

 
    Stamp Duty

2450.00

 
   

 3018.05

 
   

 

 
    House Purchase - first time buyer from April 2010  
       
    Solicitors Fee

195.85

 
    Land Registry Fee

220.00

 
    Search Fees

130.00

 
    Telegraphic Transfer

23.00

 
   

 568.05

 
   

 

 
    Remortgage.

 

 
       
    Solicitors Fee

132.38

 
    Land Registry Fee

50.00

 
    Search Fees

25.00

 
    Telegraphic Transfer

0.00

 
   

207.38

 
       
    source eConveyancer

 compare conveyance quotes >>

 
       

We have close links with a network of UK solicitors and can source competitive rates for all our clients. Clients using our legal service network have the ability to login and track the progress of their case online. Clients will also receive automated email updates when each legal stage has been completed.

Lenders fees.

Mortgage Lenders will normally charge an arrangement fee, a booking fee and a valuation fee. It is not normally possible to indicate typical costs for these items as they vary considerably between lenders and between mortgage products. Lenders often introduce incentives where these costs have been reduced, some lenders will also offer to pay an amount towards the legal costs of the purchase.

Lenders fees must be taken into account when purchasing or re-mortgaging to determine which product is the most competitive. It is  therefore essential to consider the APR when selecting a suitable mortgage product , not just the stated rate of interest. The APR will indicate the true cost of the loan taking into account both the mortgage rate and all associated costs.

Broker fees.

For regulated mortgage products it is now compulsory for brokers to indicate how they are paid and how much they charge for their service. Typically brokers will charge an administration fee for processing each case although again this can vary considerably, and can increase with the size of the loan.
 

 


The information contained within this website is subject to the UK regulatory regime and is therefore restricted to consumers based in the UK and UK expatriates.

Disclaimer


Expat Mortgages : Expat Life Insurance : Expat Health Insurance

 
  Mortgages

expat mortgages

Exclusive Mortgages

Our experience means we can quickly find you the right mortgage and the best possible terms.

Independent mortgage specialist.

 
  Which Mortgage?

expat mortgage

Which Mortgage?

We have access to many exclusive rates not available directly from the lenders.

We'll find you a great mortgage!

 
  Complete Service

Happy to Help!

We're happy to liaise with your solicitor, lender and estate agent on your behalf.

We go further to help relieve the stress from your move!

 
  Other useful links

Solicitors Fees
International Life Insurance
Expat Mortgages
Contact Us