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  Expat Remortgages.

Expat Remortgages

If you're thinking about remortgaging try us first. We'll find you a  new mortgage with the best rate available.
 

We're the UK expat mortgage specialist.
 

 
  Exclusive Mortgages.

Exclusive mortgages

As one of the largest intermediaries in the UK, our network can negotiate many exclusive mortgage deals for our clients

This means we can offer mortgages not available on the high street!

 
  Expat Buy to Let.

Expat Buy to Let Mortgages

We can help you finance your UK investment property with access to many exclusive rates.
 

UK Expat buy to let mortgage specialist.
 

 

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 UK Expatriate mortgages.

 
  UK Expat mortgages for  house purchase.
 

 house purchase

buy to let

remortgages

fees & costs

 



Expatriate mortgages for a new house purchase.

If you wish to buy a house in the UK and use it as your primary residence, some lenders will consider advancing up to 95% of the purchase price.

Lending criteria and mortgage terms vary tremendously and different lenders will use their own policy to determine a maximum loan figure. 

In addition to the offshore lenders, a number of UK based banks and building societies will now consider applications from British expatriates planning to purchase a home in the UK.

Expatriate lenders will use income multiples, affordability and employment status before offering mortgage terms. Some lenders have strict policies and rigid lending criteria whereas others are more flexible and consider individual circumstances before issuing a mortgage offer.


Expat mortgages - our experience counts.

We've been sourcing expat mortgages for a long time, and we know exactly which lenders will consider your application from the outset.

We can save you considerable time and expense when applying for a mortgage and we'll  use our experience to ensure your application is successful first time

Unfortunately some lenders who initially accept applications from expats decline them later during the underwriting stage when strict  lending criteria cannot be fully met.

Generally speaking, the following table should give you a good idea of the maximum Loan To Value (LTV) available if you're considering buying in the UK.
 

Employment status

Max LTV

   
  Employed

75%

   
  Employed with Multi-National Company

75%

   
  Employed and returning to the UK

95%

   


Expat mortgages and UK mortgage regulation

Since October 2004, the selling of UK mortgages has been overseen by the Financial Services Authority (FSA).

For regulated mortgages you should now be able to find clear comparable information about the service you receive and the mortgage itself. This also means that when you ask us to give you mortgage advice you can be assured that we'll offer you a mortgage that best fits your needs.
 

 

expat mortgage rates

 
 


The information contained within this website is subject to the UK regulatory regime and is therefore restricted to consumers based in the UK and UK expatriates.

Disclaimer

Expat Mortgages : International Mortgages : Investment Property : Expat Life Insurance  Expat Medical Insurance : International Pensions : International Investments

 
  UK Expat Mortgages.

expat mortgages

Expat Mortgages

Our experience means we can quickly find you the right mortgage and the best possible terms.

We're the UK expat mortgage specialist.

 
  Which Mortgage?

expat mortgage

Which Mortgage?

We have access to many exclusive rates not available directly from the lenders.

We'll find you a great mortgage!

 
  Expat Mortgage Rates.

expat mortgages

Expat Mortgage Rates

Latest expat mortgage rates with maximum lending criteria and APR comparisons.

Some of the latest expat mortgage rates.

 
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