Applicants Details:
Photocopy of your passport(s)
Photocopy of birth & marriage certificate(s)
Proof of residence in the UK i.e. Driving licence or Council Tax
Six months' personal bank statements illustrating income & outgoings declared CONFIRMATION OF INCOME

For Employed Applicants:
Confirmation of employment i.e. contract or reference from your employer(s) stating income, your position and start date of employment
Three most recent pay slips and last 2 P60s
For Self-Employed Applicants:
Last three years' audited accounts
A letter from a chartered accountant confirming the figures and personal drawings
Last two years' tax returns

Other sources of income:
Last two years' tax returns
Copy of tenancy agreement if rental revenue to be included
Annual statement of pension or retirement payment details
Outgoings & Liabilities
Most recent annual mortgage statement and written up-to-date proof of the current monthly repayment
Copy of tenancy agreement if renting currently
Copy of any loan agreement(s) in place
Copy of most recent credit card statement
Copy of Decree Nisi or any such documents confirming maintenance commitment

The Property:
Copy of the Sales Agreement
Photographs of the property if available
Estimates if applying for renovation work - please note these must be from native builders and be in the native language
Architect's Plans for construction

Additional Requirements:
Proof of Deposit