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 SIPPs Investment types and options.

 
 
 

SIPPS  investments

commercial property

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SIPPs Investment Options
Following changes in April 2006 it is now possible to tailor a SIPP to include investments from the following options.

  1.  Commercial Property. Shops, offices, warehouses etc
2.  Direct Equities. For example FTSE listed stocks and shares.
3.  Unlisted Shares. Shares in Private Companies not FTSE listed.
4.  Collective Investments. Unit Trusts, OEICS and Investment Trusts
5.  Insurance Funds.
6.  Cash Deposits.
7.  Traded Endowments.
8.  Loans and Mortgages.
 

The wide range of investment options available will allow many individuals to consolidate their investments and pensions portfolio and “wrap them up” within a SIPP taking advantage of the TAX relief available.

SIPPs will also be attractive for high earners receiving part of their remuneration via a bonus. Extra cash received in the form of bonuses could be redirected into a SIPP again taking advantage of the TAX relief available within the pension plan. Also Firms paying bonuses into a SIPP may wish to consider the advantages relating to National Insurance contributions.

SIPPS Charges

it is important to consider the charging structure when setting up a SIPP. Typically there will be a set-up cost and an annual administration fee.

Charges can vary enormously depending on the type of SIPP chosen by the client. Fully tailor made bespoke SIPPS for the discerning investor will much more costly to administer than a basic no frills SIPP. The basic SIPPS are designed to offer a more standard service with charges for optional extras or investment changes.

 

 


The information contained within this website is subject to the UK regulatory regime and is therefore restricted to consumers based in the UK and UK expatriates.

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