• expat mortgage rates

    Expat mortgage rates

    Expat mortgage rates for UK property purchases.

Expat mortgage rates.

We are the UK expat mortgage specialist and we have access to exclusive rates through our network.

Our extensive experience means we can immediately identify the mortgages available to UK expats for property purchases in the UK. Our Mortgage Sourcing Service gives access to 1000s of UK mortgages, simply enter a few basic details and we'll return suitable UK expat mortgage options.

The following rates are available to UK expats purchasing property in the UK. The rates are based on 25 year repayment mortgages with a property value of £200,000 and a loan of £100,000. Expat mortgages are available to 90% LTV depending on your status.

  • Discounted variable at 5.59% for 29 payments changing to 7.19% variable for 24 payments then 9.19% variable for 247 payments.
  • Overall cost for comparison  8.4% APRC.
  • Max LTV 80%.
  • Early repayment charges apply until 30th April 2026.
  • Enquire Now
  • 5.49% discounted variable for 47 payments changing to 7.19% variable for 12 payments and 9.19% variable for 241 payments.
  • Overall cost for comparison  8.2% APRC.
  • Max LTV 80%.
  • Early repayment charges apply until 30th April 2027.
  • Enquire Now
  • 5.79% fixed for 47 payments changing to 7.19% variable for 12 payments and 9.19% variable for 241 payments.
  • Overall cost for comparison  7.0% APRC.
  • Max LTV 80%.
  • Early repayment charges apply until 31st October 2027.
  • Enquire Now
  • 5.39% fixed for 27 payments changing to 6.99% variable for 273 payments.
  • Overall cost for comparison  7.0% APRC.
  • Max LTV 60%.
  • Early repayment charges apply until 28th February 2026.
  • Enquire Now
  • 4.69% fixed for 63 payments changing to 6.99% variable for 237 payments.
  • Overall cost for comparison  6.3% APRC.
  • Max LTV 60%.
  • Early repayment charges apply until 28th February 2029.
  • Enquire Now
  • Bank Of England Base Rate Tracker, Bank Base plus 0.39% currently 5.25% for 24 payments changing to 6.99% variable for 276 payments.
  • Overall cost for comparison  7.1% APRC.
  • Max LTV 60%.
  • No early repayment charges.
  • Enquire Now

The availability of specific mortgage products will be subject to lending criteria and will vary between individuals. We'll find you the best tailored expat mortgage options and help you at every stage towards a successful mortgage application.

Our efficient processes mean that we can progress all aspects of your mortgage application quickly, and any fees for our services are kept to a minimum.

Thank You. We'll be in touch shortly.
[SMTP] Error! Internal server error!
Sorry! Please verify you are not a robot!

YOUR PROPERTY MAY BE REPOSSESSED IF YOU DO NOT KEEP UP REPAYMENTS ON YOUR MORTGAGE

Changes in the exchange rate may increase the sterling equivalent of your debt. FCA does not regulate some forms of buy to let mortgages

When arranging a mortgage, you choose how we are paid: Pay a fee usually 0.25% of the loan, or we can accept commission from the lender

expat mortgage clients

We help both UK expatriates and foreign nationals find mortgages for UK property.

We can normally find a suitable mortgage for most individuals including contractors and self employed workers.

Contact Us
expat residential mortgages uk

Residential mortgages

We have access to many exclusive rates not available directly from the lenders.

We'll find you a great mortgage!

More
expat buy to let mortgages

Buy to let mortgages

We can help you finance your UK investment property with access to many exclusive rates.

We're the UK Expat buy to let mortgage specialist.

Learn More

Already have a mortgage?

We could find you a better deal and help you switch.