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  • expat mortgages for main residence

    Expat Residential Mortgages

    Expat mortgages for your main residence or family occupation.
  • expat buy to let mortgages

    Expat Buy To Let Mortgages

    Expat mortgages for buy to let or investment property.
  • expat remortgages

    Expat Remortgages

    Challenge us to find you a better deal!
  • international life insurance

    Expat Mortgage Protection

    International life insurance and income protection plans.

UK Expat Mortgages.

Whether you are looking for a family home or a buy to let investment, we can help you finance your next property purchase in the UK.

We specialise in finding flexible expat mortgages for the purchase of UK property as a buy to let investment, as a second home or to live in when you return.

We've been in the expat mortgage business longer than most! This means we can offer all our clients expert professional advice with an unrivalled level of service. In addition, as one of the largest intermediaries in the UK, our network has access to many exclusive expat mortgages not available anywhere else.

So If you're thinking about buying in the UK or re-mortgaging an existing home please contact us with your borrowing requirements. With our extensive lender connections we can normally secure an agreement in principal the same day.

Why choose us?

We're appointed representatives of Sesame, one of the UK's largest network of financial advisers. This means we have access to special lending terms and many exclusive mortgages not available anywhere else.

When you make contact with us, you will be assigned a personal advisor who will deal with your case. You will be given regular updates and you'll always be able to speak to the same person as your mortgage application proceeds.

Once the expat mortgage application has been processed, we're happy to communicate with the lender, estate agent and solicitor on your behalf, and we'll keep everything moving forward smoothly for you.

We specialise in sourcing expat mortgages and we're based in the UK. This means we're closely regulated by the UK Financial Conduct Authority and all our advisors are fully qualified to give financial planning & mortgage advice.

Unlike many other lead generating websites, we never pass on your details to anyone else. All our expat mortgage enquiries are processed in house, and dealt with by our own experienced advisors.

Our entire website is secured using ssl encryption (padlock shown in our web address). We also use CESG approved encryption software which means any personal data you send us is protected. CESG approval means your data is secured to UK HM government standards.

Expat mortgages without the stress!

We aim to take some of the stress out of buying a home in the UK. We're proud to offer a complete expatriate mortgage service with everything you need in one place. UK expat mortgages have never been so easy!

We'll never ask you to commit to our service by requesting an admin or broker fee up front, and we won't recommend a mortgage product unless we're confident we can secure it for you first time.

When you ask us to help with your expat mortgage we'll assess your requirements and immediately place you with the most suitable lender. This will ensure there are no problems with your mortgage application, and will avoid any delays which could jeopardise your purchase.

Expat mortgages & help with the other stuff!

As an expatriate you probably won't be in the UK during much of the house purchase itself, and it can be much more difficult to organise everything once you return to work.

In addition to overseeing your expat mortgage application we're happy to communicate with other parties on your behalf. We can speak to your estate agent, solicitor and insurance provider, and keep your purchase running smoothly.

Through our close links with a network of UK solicitors we can also arrange conveyance and legal services at extremely competitive rates. Our legal contacts now offer a service where you can track your case online and receive automatic email updates when each stage completes.

So if you're looking to purchase a house as your main residence, extend your buy to let portfolio or remortgage an existing property, we believe we can offer you an unrivalled service with access to the best expat mortgages currently available.

Unbiased and fully qualified.

We provide unbiased mortgage advice using fully qualified advisers based in the UK. Your advice will be given by an adviser holding both CeMAP and the advanced IFS Level 4 diploma.

Before recommending a suitable mortgage product, an adviser will review your personal requirements and search the expat mortgage market using our database of lenders.

Our network status means we're also able to source many exclusive UK mortgage packages generally not available on the high street or with other expat mortgage brokers.

When buying any property in the UK, we understand how important it is that finance is secured quickly to avoid problems with the purchase. As an expatriate it is even more important to deal with a specialist, long established broker with tremendous knowledge of the expatriate mortgage market.

Our experience means we can assess your case and immediately place you with the most suitable lender offering the best possible terms. Being placed with the wrong lender can mean long delays or even a declined application.

Expat mortgages countries considered.

We can help residents in most countries find a suitable mortgage. For a full list of countries considered please see our expat mortgages countries considered page.


Changes in the exchange rate may increase the sterling equivalent of your debt

The FCA does not regulate estate agents, solicitors and some forms of buy to let mortgages

When arranging a mortgage, you choose how we are paid: Pay a fee usually 0.25% of the loan, or we can accept commission from the lender

  • When arranging a mortgage we're happy to liase with your estate agent and solicitor.
  • We'll represent you when you apply for expat life insurance and support your application until cover commences.
  • We're always here to help you and we pride ourselves on providing a prompt efficient service.
director see financial services

Our company was established in 2002 as a specialist expat mortgage and insurance broker.

Since then we've helped 1000s of UK expats and our experience means we can quickly find the best products to suit your individual needs.

Being part of one of the UKs largest networks of Financial Advisors also means we have access to many exclusive mortgage rates not available anywhere else.

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expat mortgage clients

We help both UK expatriates and foreign nationals find mortgages for UK property.

We can normally find a suitable mortgage for most individuals including contractors and self employed workers.

Contact Us
expat residential mortgages uk

Residential mortgages

We have access to many exclusive rates not available directly from the lenders.

We'll find you a great mortgage!

expat buy to let mortgages

Buy to let mortgages

We can help you finance your UK investment property with access to many exclusive rates.

We're the UK Expat buy to let mortgage specialist.

Learn More
expat remortgages

Expat remortgages

If you already have a mortgage we could find you a better deal.

Challenge us to save you money!

expat mortgage rates

Expat mortgage rates

Latest expat mortgage rates with maximum lending criteria and APRC comparisons.

Click the link below to see the latest expat mortgage rates.

Mortgage Rates
international life insurance

Mortgage protection

We have access to international life insurance and income protection plans for peace of mind.

We'll help you find the right cover.

Life Insurance

Already have a mortgage?

We could find you a better deal and help you switch.