Our clients.

We're happy to help both new and existing clients with their mortgage and protection needs, and we strive to give everyone the best service possible.

We have built up our client base over the last 20 years and we have clients throughout the world as well as a large number of clients permanently residing in the UK.

Our clients are employed and self employed, working for a wide range of organisations based in both the UK and overseas.

We work with our clients over the years to ensure their mortgage/protection needs are reviewed & met wherever in the world they may be.

We always provide a prompt service leading to client referrals which we highly appreciate

UK Expats

We specialise in providing mortgage & protection advice for UK expats i.e British Nationals working overseas. We are able to professionally review assess the clients position after taking into account their requirements, country of residence, employed situation etc.

We will then make a recommendation, this being the most competitive suitable product for their needs. Some areas in the world we are unable to provide advice to clients, please refer to the acceptable country list which is subject to change.

Foreign Nationals

We are able to advise and provide mortgage & protection advice to foreign nationals living in the UK.

Employed

Generally if you are employed, with a permanent contract and out of a probationary period we are able to source & make a competitive recommendation for you. Some lenders ask that you have had more than 6 months employment with your current employer; other lenders just ask for a continuous employment history in the last 3 years.

Self Employed

If you are self employed i.e a Sole Trader or are controlling director within a limited company ( more than 20% share); then lenders are happy to consider your income subject to seeing your last 2 years accounts or SA302s from the HMRC. New expat lenders are accepting self employed individuals now.

Contractors

If you are a contractor on a fixed term, annually renewable or short term contract; we are normally able to place you with a suitable lender. Further information on your employment history can be required by the lenders.